F.E.M.A/L.O.M.A Certification

Fema - Loma
Homeowner’s insurance carriers mortgage lenders and municipal building departments often need to know whether a property, existing structure or proposed construction is within the mapped Federal Emergency Management Agency projected flood limits. This may affect not only the type of insurance required by the owner and flood insurance premium, but whether a project can be built or minimum floor heights need to be maintained. We use official elevation benchmarks to relate existing and proposed structures to the calculated base flood elevation through the process of completing a FEMA Elevation Certificate. certification.